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Revised Disclosure Statements – MarketPower Bonus Index, Effective 7/12

EquiTrust |E-Connect




Revised Disclosure Statements for
MarketPower Bonus Index Available Here

Effective July 12, 2019



As announced previously, the 12% premium bonus on MarketPower Bonus Index will be reduced to 10% effective July 12, 2019.


Revised Disclosure Statements reflecting the 10% premium bonus, and revised Financial Needs Analysis Supplements – Disclosure & Comparison of Products, will be available on AppBuilder and E-App on July 12. If you wish to view or print revised documents, click the appropriate link below.


Disclosure Statements

• Generic, click here

• Arkansas, click here

• New Jersey, click here

• North Dakota, click here

• Wisconsin, click here


Financial Needs Analysis Supplements – Disclosure & Comparison of Products

• Generic, click here

• Alaska, Connecticut, Illinois, Montana, Nevada, New Jersey, Ohio, Oklahoma, Oregon,
Pennsylvania, Texas, Utah, Vermont or Washington, click here

• Minnesota, click here


Lower Surrender Charges in 15 States

For MarketPower Bonus Index contracts receiving the 10% bonus in these states: AK, CT, IL, MN, MT, NJ, NV, OH, OK, OR, PA, TX, UT, VT and WA, the new surrender schedule is: 17, 15, 14, 12, 10, 9, 7, 5, 3 and 1%.



Applications submitted by E-App, fax or mail which are received on or before 5:00 PM Central on July 11 will receive the 12% premium bonus for first-year premiums. Applications received July 12 or later will be subject to new Product Disclosures and Disclosure and Comparison forms which show the 10% premium bonus. New Product Disclosures will be available on AppBuilder and E-Apps on July 12.


Sales Materials

Revised sales materials – in both print and PDF – will be available on July 12, on the Agent Website.


Oregon Sales Temporarily Suspended

Pending Oregon approval of product materials, MarketPower Bonus Index sales will be suspended beginning July 12, and resumed upon Oregon approval. Applications for Oregon applicants received on or after July 12 will not be accepted.

EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice.

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