An index annuity with a premium bonus may make good sense for clients who:
• May benefit from penalty-free access for wealth transfer, annuitization or income rider
• Seek higher penalty-free withdrawals as a bridge to Social Security
• Anticipate modest market results going forward
• Are Roth conversion candidates
10% Premium Bonus!
MarketPower Bonus Index®
14-Year Design* – First-year premiums only
6% Premium Bonus!
MarketTen Bonus Index®
10-Year Design – Flexible Premium
• Bonus applies to all premium in years 1-5
• Return of Premium Guarantee
Immediately Added to Accumulation Value – No Vesting!
Plus! Both Annuities Feature
• Nursing Home and Terminal Illness Waivers
• Income Rider – Inherited IRAs Accepted!
• Rider payments doubled with Chronic Illness
• Broad State Approvals
View the EquiTrust Annuity All Product Summary