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Annuity Rate Decrease

Effective April 23, 2019

Rate Decrease for Certainty Select, Choice Four and Confidence Income Annuities

Current rates are applied to business received on or before April 22nd, subject to a 60-day rate hold.

Certainty Select^®(Multi-Year Guarantee Annuity)

3-Year

2.25% (Formerly 2.50%)

5-Year

2.75% (Formerly 3.00%)

6-Year

2.85%(Formerly 3.10%)

8-Year

2.95% (Formerly 3.20%)

10-Year

3.00% (Formerly 3.25%)

Confidence Income Annuity^® (Single Premium Immediate Annuity)
Monthly Guaranteed Payment on $100,000 Premium)

5-Year Fixed Period

$1,728.85(Formerly $1,741.28)

10-Year Fixed Period

$944.12(No Change)

15-Year Fixed Period

$684.72(No Change)

20-Year Fixed Period

$563.12(No Change)

Life Only - Male 65

$551.92(Formerly $568.76)

Life Only - Female 65

$503.84(Formerly $520.30)

Joint Life - M 65 / F 65

$442.15(Formerly $457.97)

Choice Four^®(Traditional Fixed Annuity)

Base Contract

3.25% (No Change)

MVA Option

3.25% (No Change)

Liquidity Option

2.75% (Formerly 3.00%)

Liquidity + MVA Option

2.75% (Formerly 3.00%)

Click here to see the All ProductSummary dated 4/23for all EquiTrust annuity products.

Instructions for Faxed Applications

Important ID Requirement: A copy of the client's photo ID is required on all faxed applications. Acceptable forms of ID include Driver License, State-issued ID, Passport or Resident Alien ID.

The ID requirement does not apply to original applications submitted by mail, or to E-Apps.

Tips for Submitting Faxed Annuity Apps

• The copy of the client's ID must be clear and legible; illegible copies are not accepted.

• Keep original app and documents for your records; do not ALSO submit originals by mail.

• If fax is confirmed, do not resend; allow a couple days processing time.

• Be certain all documents are transmitted successfully; if not, mark "Resend" on cover page,
and send again.

• Other non-fax delivery processes are still in effect: E-Apps and mailed apps. (Emailed apps are
not accepted)

New-Business Fax Number: 515-226-5103